Disclosure

Important Notice to Applicants and Policyholders Nationwide
This Disclosure Form provides important information about how Wealth For Generations collects, uses, and protects your personal information. We adhere to all applicable federal and state laws and regulations governing insurance practices throughout the United States. This form explains your rights and obligations as an applicant or policyholder.

Collection of Information
Wealth For Generations collects personal, financial, and health information necessary for life insurance underwriting, policy issuance, and claims processing. The types of data we collect may include:
- Personal identifiers such as your name, address, date of birth, and Social Security number
- Medical history, health records, and related information
- Financial information, including income, assets, and liabilities
- Beneficiary and employment details
This information is collected in compliance with federal laws such as the Gramm-Leach-Bliley Act (GLBA) and state-specific privacy and insurance regulations.
Use of Information
We use your personal information to:
- Assess your eligibility and underwrite life insurance policies.
- Administer your policy, including billing, premium payments, and claims handling.
- Comply with federal and state regulatory requirements.
Your information is never used for any purposes unrelated to the provision of life insurance services unless explicitly authorized by you or required by law.
Information Sharing
Wealth For Generations may share your information with third parties in the following situations:
- Service Providers: We may share information with underwriters, claims administrators, and other service providers who assist in the delivery of life insurance products and services.
- Regulatory Authorities: We comply with federal and state insurance regulators by providing necessary information to agencies such as the U.S. Department of Insurance and state-specific departments of insurance when required.
- Legal Compliance: Your information may be disclosed to law enforcement agencies or courts if required by law, such as for a subpoena or court order.
We will not sell, rent, or share your personal information for marketing purposes unless permitted by law or explicitly authorized by you.
Security Measures
Wealth For Generations uses state-of-the-art security practices to protect your personal information. These measures include:
- Data Encryption: To secure personal information in electronic formats.
- Access Controls: Limiting access to personal information only to authorized employees and service providers.
- Physical Security: Ensuring that all paper records are stored in secure facilities.
These practices align with the Health Insurance Portability and Accountability Act (HIPAA), GLBA, and other applicable privacy and data security laws.
Your Rights
As a policyholder or applicant, you have the following rights under both federal and state laws:
- Access: You have the right to request access to any personal information we have collected about you.
- Correction: You may request that we correct any inaccurate or incomplete information.
- Restriction: You can limit the use of your personal information for certain purposes, such as marketing communications.
- Deletion: Under certain circumstances, you may request that your personal information be deleted, subject to legal retention requirements.
To exercise any of these rights, please contact us at Wealth@Insurer.com
State-Specific Disclosures

If the event was cancelled by the organizer, full price will be fully compensated. Full price will be transfered to the card during 3 days. If you want to cancel the participation less then over a period of a month, 30% of the cost will not be returned.